Frequently Asked Questions

We meet with clients (individuals, families and business owners) to help them save and protect themselves and their money.

No. We offer free consultations and free reviews on your current policy to ensure you are in the best option that will suit you and your family's needs.

As life changes—marriage, children, buying a home, college, and more—your needs change too. But has your policy kept up? Just like we update our phones, it’s just as important to update our policies to ensure they still fit our current stage of life.

That’s great! However, not all financial advisors are up to date on every tax shelter available. It’s important to diversify your retirement plan with strategies that allow your money to grow with the markets while being contractually guaranteed not to lose value when markets fall. In today’s uncertain economy, protecting your wealth is crucial. Our goal is simple: to give you peace of mind knowing the money you’ve worked so hard for stays secure. 

No, this is not a pyramid scheme. Pyramid schemes are illegal and rely on recruiting others purely to make money, without selling an actual product or service of value. What we do is a legitimate business model where income comes from educating our clients on real products or services (and placing them in plans that suit their needs) and helping others succeed in the same way. Like any business, success requires effort, learning and ethical practices. Multi-level marketing (MLM) often gets a bad reputation because some people misunderstand it or encounter unethical operators, but when done correctly and transparently, it’s a legal way to grow a business and earn income while helping others. 

The initial investment is $199, which covers pre-licensing courses, access to continuing education, all of our back-office tools and resources and affiliation with the product providers we partner with. Additional state fees — such as exam, fingerprint, and application fees — vary depending on your state. Keep in mind, we offer a licensing reimbursement program that you may qualify for. Once obtained, your professional license is yours to keep, whether you continue with us or not. 

We are powered by The Broker Group (TBG), a modern IMO backed by experienced financial professionals with extensive industry knowledge. Through TBG, you gain access to competitive commission structures and the flexibility to grow your own brand. We provide training, tools, and resources to help you develop your skills and build a career in financial services at your own pace. Whether you’re exploring new opportunities or looking to expand your current practice, we support you every step of the way.